February 18th, 2010 Posted in Checking Accounts
Here is a pretty sweet $100 sign-up bonus for anyone in the market for a new checking account. Thanks to BankVibe.com reader Jessica for forwarding us this offer! C
Tags: 100, Account Bonus, Checking Account, Checking Account Bonus
February 17th, 2010 Posted in Checking Accounts
Here is a fantastic offer for an online checking account from PerkStreet Financial. As of today, PerkStreet is offering customer a whopping 2% cash back on purchases for 6 months with a new online checking account!
Tags: Checking, Online Checking, Perkstreet Online, Perkstreet Online Checking
Competitive interest rates can be yours courtesy of a 60-month certificate of deposit through Arizona Bank and Trust. Arizona Bank and Trust CD rates are well in line with national averages. To earn the current 5-year CD interest rate certain rules must be followed including:
If you are near any of thelocations in Camelback, Chandler, Chandler Village, Gilbert, Mesa or Tempe, you are invited to stop in or you can fill out the applicationonline. Either way,Arizona Bank and Trust has some of the best CD rates available.Arizona Bank and Trust is a locally based financial institution servicing the Mesa and East Valley neighborhoods in Arizona.
Tags: Arizona Bank, Trust
Reverse mortgages have been getting some good press of late. Jack Guttentag, for instance, a.k.a. “The Mortgage Professor,” has spent a couple thousand words over the past couple weeks ripping into reverse mortgage fear mongers who claim that reverse mortgages are a rip-off.
Guttentag’s latest column, titled “More Bogus Arguments Against the Reverse Mortgage,” includes an interesting change of perspective regarding the costs of an HECM reverse mortgage, a government-backed loan which is by far the most popular type of reverse mortgage.
Typically, excessive costs are described as the most negative thing about taking out a reverse mortgage. But Guttentag nicely reverses the thinking on that point, wondering aloud if HECM costs are not actually too low to cover the exposure of the FHA that backs this loan.
The reasoning behind this argument is that the mortgage insurance aspect of an HECM is usually about half the total closing costs of an HECM. And in som
Tags: Mortgages, Reverse Mortgages
EBSB Direct continues to push for the best cd rates for their 10-month certificate of deposit earning 1.77% APY. The best interest rates for this online CD can be enjoyed by opening an account for at least $1,000. They also have a 36-month CD with a current interest rate of 2.75% APY.
The website of the bank does not contain much information on how you can take advantage of the best cd rates. We called the bank through their hotline 800-657-3272 to inquire.
According to the customer service representative, the CDs are offered nationwide. You can apply online. The cd rates are typically updated every Wednesday so it will be best to check for the latest figures before signing up for anything. You can send your funding through ACH from an external account.
Trial deposits will be made to verify that you really own the account.
Tags: Direct, Ebsb Direct