Utah State has enacted a new bill concerning guest worker programs. The new bill, which is named HB 116, creates a guest worker program relating to a revamp of Utah’s present immigration laws. Any undocumented workers who want a guest worker permit must obtain a $10,000 surety bond; the bond protects against any damages as a result of breaking state law and regulations.
Tags: Guest Worker, Worker
One of the most important bills to pay is the bill paid to yourself. By putting a portion of each paycheck away into a liquid savings account you are supporting your future retirement, expenses and unforeseen emergencies.
You can set up your savings deposits one of two ways: automatically or manually.
“The key to saving for most people is to automate the process you want to pay yourself first by setting up direct deposit from your paycheck into a dedicated savings account.”
By setting up direct deposit your bank will transfer a percentage or fixed amount of money into your savings account monthly, biweekly, or weekly.
Advantages? You can set it up and forget about it. By never seeing that money you won’t be missing anything. T
Tags: Savings, Savings Manually
We all know the expression that cash is king. But with rates on savings, checking accounts, and CDs in the low single digits, the question is, how much of a king? How much money should an individual hold in cash?
I spoke with Marc Freedman, President of Freedman Financial in Peabody, MA who said that individuals should “never use their investment account as their emergency fund.” In general, he recommends that individuals hold enough money in cash to handle six to nine months of fixed expenses. While it’s nice to get interest on your money, he said the main goal of your emergency fund is that it be safe and accessible. For this reason he recommends savings accounts or money market accounts.
Good advice. I personally also like to hold cash if I have an impending big expense. If I am making a major purchase within one to two years, then I’ll generally switch the funds to cash to be prudent.
Tags: Cash, Money Should
POUND
Sterling is trading within very similar ranges as this time yesterday ahead of the release of public sector borrowing data and after Europe sealed a deal for Greece. Risk appetite is continuing to aid sterling, which is reflected in the price particularly against the USD. Public sector borrowing data is forecast to show a fall to –8.9B from 10.8B, indicating a surplus in the difference between government spending and income which can only be positive for the UK economy and sterling if the data falls in line with expectations.
EURO
The single currency has fallen slightly against the pound this morning but is up by over 0.5% vs. the USD. As I`m sure you already know Euro zone finance ministers have finally agreed a second bailout for Greece in Brussels this morning allowing Greece to receive loans of more than €130bn. Aft
Tags: Deal
The Citi® Dividend Platinum Select® Visa® Card $200 Cash Back offer rewards you with a $200 bonus after you spend $500 within the first 3 months of opening your account. This card is ideal for those who frequently use a credit card for most purchases, as it offers plenty of opportunities to earn cash back: 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment, 5% cash back on purchases through Citi Bonus Cash Center®, and 1% cash back on all other eligible purchases. There are also additional opportunities to earn bonus cash back on popular shopping categories each quarter including department store purchases and home improvement retailers, just to name a few. The
Tags: 200 Cash, 200 Cash Back, Back, Cash Back