It is very important for you to have a retirement plan as after retirement your expenses will not reduce but you will have no source of income. A very important part of financial planning is planning for your after retirement years. You must plan for your retirement while you are working and still young so that no disparity is created between the income that you have and your expenses post-retirement.
This process of retirement planning is a very extensive one and needs the good understanding and consideration of a number of financial matters. However, you can plan for your retirement with ease if you follow certain tips and can also reduce your financial burden in many ways after you retire.
Certain things that you can do to reduce your financial burden are as follows.
1. Form a financial plan: You should realize that retirement planning is a small part of your financial planning.
Read more…
Tags: Retirement
Wachovia Bank which integrated with Wells Fargo offers a high yield savings account called Way2Save. The program gives 3.0% APY at the moment where you have the opportunity to turn your regular everyday purchases to automatic high interest savings account.
The bank will transfer $1 from your existing Wachovia checking account into your savings account when you use the check card to make purchases, pay your bills online, or when you set up automatic payments to debit your checking account. Take note that online bills payment that post as paper checks on your account will not qualify for the $1 transfer.
The qualified transactions for the savings account are totalled each day and transferred to the savings account in a single transaction. You will be able to check the transferred funds on the next business day.
Interested consumers can open the high yield savings account using the form on the bank’s website. Yo
Read more…
Tags: Bank, Wachovia Bank
Slovak Savings Bank has quite a deal on 24- and 30-month CD rates for Pennsylvania savers.
It’s paying 1.91% APY for 24-month CDs, and 2.11% for 30-month CDs. Both require a $500 minimum deposit.
The top nationally available 24-month CD is paying only 1.66% APY. (I know, hard to believe, but you can see for yourself in our latest ranking of the best 2-year CD rates.)
If you already have an account of some kind at Slovak Savings Bank, you can buy these certificates of deposit through the mail.
But if you’re a new customer you must make the purchase in person at the bank’s single office, 2470 California Ave. in Pittsburgh.
Tags: 30month Cds, Cds
The ‘Big Freeze’ is supposedly costing the economy anything from £1.2bn to £1.5bn a day in lost work time. I’m pondering instead how much work time is lost to Brits whinging about ungritted roads, wimpish colleagues who refuse to brave the ungritted roads, and feckless children who think snow is another word for ‘holiday’. Of course it’s highly satisfying to have a good moan. For those who like to indulge you can read an enjoyable rant here: ‘Our parents were reluctant to skip work because in those days it usually meant being docked a day’s pay. If we were cold, we put on an extra jumper and ran around more.’ Some people don’t get paid these days either. The question ‘Can my boss dock wages for a snow day’ in our Ask an Expert section has had a lively response. The TUC replies: ‘While Read more…
Tags: Work, Work Lazy
Essa Bank and Trust is aimed at providing you with the best financial services possible, including the top certificate of deposit rates. With their current offer for a6-month CD at .55% APY, be sure not to miss out on this deal and start accumulating the highest interest on your investment today.
Essa Bank and Trust requires a minimum $1,000 balance in order to qualify for this 6-month CD rates account. Please also note that rates are subject to change at any time at Essa Bank and Trust’s discretion and a penalty may be imposed for early withdrawals. For additional information, please contact the Essa Bank and Trust institution.
Essa Bank and Trust is considered a safe and stable bank with talent in the risk management section. With their generous lending for personal loans as well as business loans, Essa Bank and Trust is more than well-qualified to handle your assets in both your personal and professional life.
Read more…
Tags: Apy, Essa Bank