Boston Deal: 2.00% On A 19-Month CD

East Boston Savings Bank has an intriguing special — 2.00% APY on a 19-month CD.

That’s as much as you can earn with the best nationally available 24-month CDs, but you tie your money up for a shorter period of time.

The minimum deposit is a modest $1,000.

We consider this to be a local deal because the only sure way we know you can buy these CDs is at one of the bank’s 13 Boston-area branches.

This special isn’t being offered through EBSBDirect, East Boston’s online banking center.

Some customer service reps we’ve spoken with claim they’ll sell certificates of deposit by mail to anyone, regardless of where they live. They recommend out-of-state savers call 617-567-1500 to get all the details on what they need to send.

But frankly, we’ve had trouble getting through to customer service reps on that line (we’re told they’re all busy, and messages aren’t returned).

One Ohio reader who tried to take advantage of an earlier offer East Boston initially claimed was nationwide, said he was turned down. When we checked with the bank we were told it had been limited to customers in New England and New York.

We’ve left multiple messages asking the bank’s management to clarify exactly who’s eligible to buy this CD, and the best way for non-local customers to apply. But no one’s called us back.

Given all of that, we don’t feel comfortable claiming this 19-month CD is available to everyone. But if you still want to take a shot at buying one through the mail, let us know how it turns out.

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