There are surely some better deals to be had at credit unions than at banks. Unfortunately, it is not that easy joining credit unions as their membership application requirements are very strict. Customers who want to join one will be happy to know that there are such institutions who are very liberal with their membership requirements. One such union is Meadows Credit Union based in Arlington Heights in Illinois.
People who are looking into savings account more than any other investment opportunities will be glad to know that Meadows Credit Union offers several deposit services for any of their needs.
For starters, customers who only want the basic deposit type of account which pays interest and opens up other financial services to them need only look at their Membership Savings Account.
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A CD rate almost always beats a savings account interest rate, which is why you should consider opening one. You don’t even have to commit to a lengthy investment period–a 6 month CD account is all it takes to earn an interest rate of 1.00% APY from Independence Credit Union.
Only members can earn the advertised CD account rate. Early withdrawal is subject to a 90 day dividend penalty and rates are subject to change without notice.
Independence Federal Credit Union was chartered in 1963 by the Independence Postal Workers. The goal of the credit union was to serve any federal employee that worked in Independence, Missouri, where the credit union is located.
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According to new numbers released by the Mortgage Bankers Association, 1 in 10 Americans with mortgages are facing foreclosure, begging the question of this struggling housing market: Will your credit score be harder hit by walking away from a home worth less than you owe or sticking it out to get back in the black? Liz Pullium Weston addresses just that in “Will housing or your credit heal first?”
When you allow your home to go into foreclosure, you can expect your FICO credit score to drop 140 to 160 points. Yet this is not simply symptomatic of the home default itself. The plunge is based on how those in foreclosure typically handle other debts in the months to follow. The
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Do you mind electronic accounts? If you don’t, then you can take advantage of the high interest savings account offered by Newtown Savings Bank . It earns up to 1.475% of interest. Aside from that, it is also a high yield savings account which earns 1.150% APY every year. When it first came out, there were rumors that it was only offered locally, but updates on the savings account tell us that it’s now available across all states of the USA.
Apparently, the account has no service charges, but the downside to this is that the bank is giving no guarantee as to how long this current yield will last. Most savings accounts which are offered nationwide tend to fluctuate without warning. You
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Tags: Bank, Newtown Savings, Newtown Savings Bank, Savings Bank
What’s better than outstanding customer service, 24/7 online banking and online bill-pay? While the First National Bank of Sedan offers all of these things, you can also find amazing CD rates as well. Currently, this bank is offering customers a 6 month CD rate of 1.51% APY.
The best CD rate is available to customers who open with a minimum deposit of $1,000. Interest can be credited to the CD, deposited in a checking or savings account or mailed by check to the customer semi-annually or at maturity, whichever comes first.
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Tags: First National, First National Bank, National Bank, Sedan